Fix Your Brakes Now. Pay Over Time.
Do not let cost delay safe brakes. Qualified customers can split eligible brake service into manageable monthly payments — with $0 down and a soft credit check that will not ding your score.
Get the brake service you need today and start payments later.
Checking your options will not impact your credit score.
Most customers get an instant decision right at quote time.
Three Ways To Pay Over Time
We partner with Klarna, Affirm, and Afterpay. Pick whichever works for you at quote time — applying takes about a minute on your phone, and checking your options uses a soft credit check that won't affect your score.
Split your brake service into 4 interest-free payments every two weeks, or choose longer monthly financing on larger jobs. Manage everything in the Klarna app.
Spread bigger repairs — like pads and rotors on both axles — over 3 to 12 monthly payments. You see the exact payment and total cost upfront, with no late fees or hidden charges.
Pay 25% when the job is done and the rest in three payments over six weeks — always interest-free when you pay on time. Quick sign-up right from your quote.
Financing is provided by Klarna, Affirm, and Afterpay, each subject to its own eligibility check, approval, and terms. Options, rates, and payment schedules vary by purchase amount and applicant. Klarna, Affirm, and Afterpay are trademarks of their respective owners. Brake Club USA is not a lender and does not make credit decisions.
How Payment Plans Work
Request your brake quote and see your total before any work.
Select a payment-plan option at quote time and apply in seconds.
Once approved, book your appointment and we come to you.
Financing is provided by third-party lending partners and is subject to their approval and terms. Available payment options and providers are shown at quote time. Not all applicants will qualify.
See your brake price and payment options
Build your quote in under a minute and your exact price is back in about 5. No shop visit, no waiting room — same-day and next-day appointments where available.